Our Merchant Financing program is perfect for business owners who accept credit cards and are looking for fast and easy business financing! You can be approved for as much as $500,000 in financing with no collateral requirements and bad credit.
This program is designed to help you get funding based strictly on your cash flow as verifiable per your business banks statements. Our lenders will not ask for financials, business plans resumes, or any of the other burdensome document requests that most conventional lenders demand.
You can be approved regardless of personal credit quality.
Easy Qualification Process
Our Merchant Financing program is one of the easiest, hassle-free ways you can obtain business financing.
To determine approval the lender will review 4-6 months of your bank and merchant account statements. All the lenders are looking for is consistent deposits showing your revenue is $50,000 or higher annually. They will also verify that you have been in business 6 months or more.
Lenders are also looking to see that you don’t have a lot of Non-Sufficient-Funds showing on your bank statements, low chargebacks on your merchant statements, and that you have more than 10 deposits in a month going into your bank account.
Basically, all they are looking for is that you manage your bank and merchant accounts responsibly and have a decent number of consistent credit card transaction deposits each month.
Do You Have Credit Issues Now?
Our Merchant Financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even be approved with severely challenged personal credit and low credit scores.
You can be approved regardless of personal credit quality, even if you have recent derogatory items and collections on your credit report. This is one of the best and easiest business financing programs in existence that you can qualify for even if you have personal credit problems.
You can be pre-approved for our Merchant Financing program within 24 hours. You can receive your formal approval and funds within 72 hours from submitting your application.
Our clients love this program partially due to how easy it is to apply and get approved and how FAST you receive your funds!
Get Money Consistently!
Over 80% of our clients come back for even more financing after their initial approvals with our Revenue and Merchant Financing programs. Typically within 3-6 months of approval, you will be given an opportunity to get even more money than you obtained before.
And all you will need to get approved for the additional funding is a quick review of your last 2 months bank statements. And, you can get your money in your bank account within 24 hours or less! And we also provide you access to merchant credit lines where you can have consistent access to cash.
Our Merchant Financing program helps you rapidly grow and scale your business as you will have ongoing access to receive more and more funding easily and very quickly when you need it!
- 72-hour pre-approval
- Loan amounts up to $500,000
- Application to funding in 7 days or less
- Get approved for additional future funding
- Easy merchant statement review for approval
- No application fees
- Get approved with bad credit
- No collateral requirements
- Get approved with revenues of $50k or less
- Starter programs are also available
- 3-36 month terms
- Get approved for up to one month’s revenue